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Category: Insurance Tips


  • Avoid Parking Lot Accidents

    5 Ways to Avoid Parking Lot Fender Benders: Parking lots in Michigan – we love the convenience but hate the frustrations, especially when people are driving too fast, backing out of spots without looking and otherwise modeling bad parking lot behavior. That behavior just so happens to be the cause of many a door ding […]

    October 8, 2020

  • autumn leaves

    10 Things to do to Prepare Your Home for Fall

    Fall is a wonderful time — if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and big ones before they become catastrophes. Here are 10 tips to help: Look up. […]

    September 22, 2020

  • open windows

    Keep Cool — While Keeping Your Energy Costs Down

    Two-thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total $11 billion each year running them. Our guess is that most of those households (which may include yours!) wouldn’t mind spending a little less to keep their homes cool. Because as great as it […]

    September 4, 2020

  • Specialty Insurance

    Serving the unique needs of businesses in Michigan One of the keys to our success is the ability to recognize the special risks that our customers face. That’s why HBL Insurance Agency can advise you on a variety of specialized insurance products, designed to address the unique risks of specific industries and businesses, including: Contractors […]

    August 20, 2020

  • pool with palm trees in the distnace

    Swimming and Summer are a Perfect Combination — but Make Sure to Include Safety

    When the sun is out and the weather gets warm, people flock to the water — whether it’s the beach, lakes, rivers or a backyard pool. But wherever there’s water, there’s also danger lurking beneath the surface, even if you don’t live in an area with alligators or other threats. That danger? Drowning. According to […]

    August 8, 2020

  • power drill

    Tips for Power Tool Safety

    What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use tools safely, if you want to do good work and keep all of your fingers and […]

    July 21, 2020

  • Landlord Protection Insurance

    Landlord Protection Insurance As a landlord, you want insurance that’s tailored specifically to protect your rental properties. A Landlord Protection policy gives you choices when purchasing the insurance coverage you need. Michigan – What you need to know about landlord protection insurance Rental property is a great investment, especially if you protect your assets with […]

    July 16, 2020

  • flooded wooden house

    What is water backup coverage and why is it important?

    Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially dangerous, it’s also expensive. On average, most water backup claims cost $5,000-$10,000 to repair. Water backup coverage is optional coverage […]

    July 8, 2020

  • Health Insurance

    A healthy body is a happy body, and there’s no better way to preserve your health and your family’s health than with a health insurance policy from HBL Insurance Agency. Let’s face it, medical treatments aren’t cheap. Without health insurance coverage you could end up paying off medical bills for the rest of your life. […]

    June 11, 2020

  • line of paint cans

    How to Update your Home — Without Spending Thousands

    It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference — and whether you’re handy or not, you can handle most of them yourself. Don’t believe it? Just check out our list of […]

    June 8, 2020