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Category: Insurance Tips


  • Think Renter’s Insurance is Only for Your “Stuff”? Think Again!

    Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s coverage: protection for stuff, and nothing more. After all, it’s inexpensive and it doesn’t even cover the structure itself. So how important […]

    May 22, 2020

  • RV Coverage

    RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Let us help you select the right coverage for your RV needs and get a great price at the same time. Call us today at 248-539-3003 to get your free insurance quote. Michigan– Here are some things to consider when shopping […]

    May 15, 2020

  • teacher standing in front of a classroom

    7 Facts About Teachers That Might Surprise You

    “What really makes a teacher is love … for it is love that transforms the social duty of the educator into the higher consciousness of a mission.” Almost everyone has a story about a teacher who inspired them—the one who made learning fun, ignited a passion for a specific topic, or even pushed students hard […]

    May 4, 2020

  • ATV Safety

    Keep Your ATV Adventures Safe Unique among motor sports, driving all-terrain vehicles in Michigan combines an exhilarating workout with a test of maneuvering skills and a hearty dose of adrenaline. Fun as it is though, it can be a risky activity. So, take a systematic approach to keeping things safe before, during and after your […]

    April 23, 2020

  • Easy to Forget Cleaning Projects

    As a busy homeowner, it is easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects should be in the “long-term maintenance” category. But putting them on hold for too long can […]

    April 9, 2020

  • man in new car

    I Just Bought a New Car. What Insurance Coverage Do I Need?

    Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off your list: the right car insurance. While some auto coverage options are essential whatever the age of your car, new vehicles […]

    April 8, 2020

  • Lightning Safety

    Lightning Facts and Fallacies The next time you see or hear a thunderstorm, you might want to take a moment to review what you know about lightning safety. Strikes are most common during the summer thunderstorm season, but they can happen at any time of the year. And, a lot of less-than-accurate ideas about lightning […]

    April 2, 2020

  • Summer Energy Savings

    Beat the Heat — and Your Air Conditioning Bill — This Summer  Did you know that, according to the U.S. Department of Energy (DOE), Americans spend about $11 billion each year on air conditioning? That might not be such a surprise if you’re the one who writes the check for your household energy bill every month. Believe […]

    March 26, 2020

  • cat peeking over couch

    Keep Your Pets Safe in a Disaster

    A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a disastrous storm or other event. Your family emergency plan should include considerations for Fluffy or […]

    March 18, 2020

  • Michigan’s New Auto Insurance Law

    We at HBL Insurance Agency are committed to helping our customers navigate Michigan’s new no-fault law and we want to help our customers understand how their insurance coverage will be affected. The reformed Michigan no-fault law now offers drivers more choices, as well as changes to their auto insurance. While some of these changes will […]

    March 12, 2020