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Category: Insurance Tips


  • Why a basic Homeowners policy isn’t always enough

    Sometimes, a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage and prevents you from paying too much out of pocket in case of a claim. To be properly protected, you […]

    February 19, 2021

  • Own a home? Here are two policy options you should know about

    If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two common situations you may be unaware of — and the affordable options that can help […]

    January 27, 2021

  • Commercial Property Insurance

    Serving the unique needs of businesses in Michigan One of the most common types of business insurance, commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, windstorm and other natural or manmade disasters are examples of what is typically covered. A basic commercial […]

    January 21, 2021

  • 10 Tips to Help Prevent Identity Theft

    Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re shopping at a legitimate site. Your doctor’s office could experience a data breach. Or, you could come across a […]

    January 5, 2021

  • Commercial & Business Insurance

    Business insurance professionals, serving Michigan Insurance coverage that protects your company – so you can get back to business HBL Insurance Agency knows business in our communities – you can find our offices in Farmington, and our clients all around Michigan. As an independent insurance agency, we take pride in reviewing your options with multiple […]

    December 30, 2020

  • Porch Safety: Should You Leave the Lights On?

    It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But, does that really work? Or, is it just a waste of electricity — particularly this time of year, when the days are short? Those answers can differ depending on a […]

    December 18, 2020

  • Insure Your Wedding

    Tying the Knot? Tie up Loose Ends With Wedding Insurance Getting married is a big step that you’re no doubt commemorating with a big celebration. And, that often comes with a (fairly) big price tag. So, have you considered insuring the whole to-do? As with other sizeable investments, you can insure big events, such as […]

    December 8, 2020

  • How to avoid animal-vehicle collisions (and what to do if you can’t)

    About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage. And these collisions spike in the fall and winter, thanks to migration and mating patterns as well as reduced visibility caused by shorter […]

    November 15, 2020

  • RVs in a campground

    Don’t delay — start thinking about winterizing your RV today

    Unless you’re headed to a warmer climate for the winter — or you live in one already — fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). The elements can wreak havoc on your RV’s systems and exterior, but with these […]

    November 3, 2020

  • Life, Health, and Umbrella Insurance

    Insurance protection for your family – and the future Protect your family and your future with the right personal, health and life insurance Planning to keep your family secure – today tomorrow, and down the road? The right personal, life, and health coverage is essential. HBL Insurance Agency is an independent insurance agency – meaning […]

    October 29, 2020