Striking images of utter destruction caused by the likes of Katrina, Irma and other catastrophic hurricanes may lead some to believe that not much can be done to protect property from such a powerful storm. However, essential steps can be taken to minimize a hurricane’s impact on your home. 1. Guard your windows Entry points […]
September 7, 2023
Your roof should last many years, depending on the quality and methods of construction, and the materials used. However, you can help prolong the life of your home’s roof by following these inspection and maintenance recommendations. Frequent visual inspections are important to watch for loose or missing roof covering (like shingles, tile or metal panel), […]
August 22, 2023
Why home and auto insurance rates are continuing to rise in 2023 Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your […]
August 16, 2023
Experiencing a loss can be stressful, frustrating and disheartening, but having insurance coverage will help alleviate the financial burden a loss can cause. The first step in restoring your property and moving forward is to determine if your policy provides coverage for the loss. To do this you need to file a claim with the […]
July 28, 2023
Before leaving on vacation, ensure your house is safe. These 7 tips can help protect your home from intruders and more. Vacation should be a time of relaxation, enjoyment, and happiness, but that all gets harder if you’re worried about what’s happening at home. Many things can go wrong on your property on any given […]
July 12, 2023
Insurance FAQs provided by HBL Insurance Agency Q: What kinds of questions should I be expected to answer when I’m applying for an insurance policy in Michigan Why do insurers need so much information? A: When you apply for an insurance policy at HBL Insurance Agency you will be asked a number of questions. For example, […]
June 8, 2023
Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. Insurance rates are based on what an insurer thinks […]
June 6, 2023
It’s important to be prepared and know what to do in the event of a tornado. Know the warning signs and how to protect yourself. This time of year, the trees are budding, flowers are starting to grow, and the skies begin to fill with ominous storms. Late spring and early summer are the most […]
April 11, 2023
When you make changes to your home, such as adding or removing an entire room, it can also cause your insurance needs to change. If you add something to your home and increase its value and/or square footage, you may need to increase your coverage limits as a result. But there are other ways that […]
March 22, 2023
It’s time to assess the condition of your roof! In this article, you’ll learn about how to maintain your roof this spring. Now that you’ve made it through the long, hard winter, addressing home repair issues that may have surfaced in the last several months is essential. At this time of year, it’s especially important […]
March 8, 2023