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Our Blog

  • 8 Tips to Plan a Beautiful Summer Wedding

    Summer weddings are popular! If you’re one of the many people planning a wedding at this busy time of year, these tips can help. June and August are two of the most popular wedding months. Warm weather and flowers make weddings more fun and more beautiful. Summer can be challenging, while reserving the venue and […]

    May 10, 2023

  • Boat & Watercraft Insurance

    HBL Insurance Agency can help make your time on the water relaxed and worry-free! We will find you comprehensive protection that protects you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you […]

    May 3, 2023


    MOST PROPERTIES ARE VULNERABLE TO FLOODING Flooding can happen just about anywhere it rains or snows. On average, 40% of the National Flood Insurance Program (NFIP) flood insurance claims occur outside the high-risk flood areas. That’s why it’s important to protect the life you’ve built with flood insurance, even if you live in an area […]

    April 25, 2023

  • Condo Insurance

    Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement. Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the […]

    April 21, 2023

  • Tales of a personal watercraft pirate — How to prepare for the unexpected

    It was a beautiful sunny day when I strapped on my life jacket and prepared for what I knew would be an absolutely exhilarating experience — I was about to drive a personal watercraft for the very first time! This was an activity that had been on my bucket list for quite a while, so […]

    April 11, 2023

  • Tornado Shelter directional street sign with backdrop of dark and cloudy skies

    Tornado Tips: How to Be Prepared

    It’s important to be prepared and know what to do in the event of a tornado. Know the warning signs and how to protect yourself. This time of year, the trees are budding, flowers are starting to grow, and the skies begin to fill with ominous storms. Late spring and early summer are the most […]

    April 11, 2023

  • Tornado safety: Before, during and after

    Last year, according to Statista, there were 1,154 tornadoes reported in the United States. And you might be surprised to learn that a lot of these didn’t happen in Tornado Alley. It’s safe to say that no matter where you live in the U.S., you could be at risk for a tornado. With that in mind, […]

    April 5, 2023

  • What flood insurance covers

    In the event of a flood, your National Flood Insurance Program (NFIP) policy covers direct physical losses to your structure and belongings. What does my policy cover? Purchasing flood insurance will help protect the things you value. The NFIP offers two types of coverage – building coverage and contents coverage – to protect your home […]

    March 31, 2023

  • Six Home Projects and Their Effect on Your Insurance

    When you make changes to your home, such as adding or removing an entire room, it can also cause your insurance needs to change. If you add something to your home and increase its value and/or square footage, you may need to increase your coverage limits as a result. But there are other ways that […]

    March 22, 2023

  • Mobile home repairs: Drafts and leaks

    An ounce of prevention saves a ton of trouble when it comes to making your home more comfortable. Why put up with drafts, leaks, excess moisture, mildew or pesky pests when you don’t have to? You can put a stop to costly drafts or leaks before they start with the right sealant, caulking compound or […]

    March 15, 2023