Our Blog

  • Lightning Safety

    Lightning Facts and Fallacies The next time you see or hear a thunderstorm, you might want to take a moment to review what you know about lightning safety. Strikes are most common during the summer thunderstorm season, but they can happen at any time of the year. And, a lot of less-than-accurate ideas about lightning […]

    April 2, 2020

  • Summer Energy Savings

    Beat the Heat — and Your Air Conditioning Bill — This Summer  Did you know that, according to the U.S. Department of Energy (DOE), Americans spend about $11 billion each year on air conditioning? That might not be such a surprise if you’re the one who writes the check for your household energy bill every month. Believe […]

    March 26, 2020

  • Taking Steps to Prevent Spread of Coronavirus

    HBL Insurance Agency is vitally concerned about the health and safety of our agency partners, employees and policyholders. With this in mind, we are taking measured, appropriate steps during the coronavirus (COVID-19) outbreak. You can count on us to do our part to slow the spread of the disease until the threat has passed. At […]

    March 19, 2020

  • cat peeking over couch

    Keep Your Pets Safe in a Disaster

    A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a disastrous storm or other event. Your family emergency plan should include considerations for Fluffy or […]

    March 18, 2020

  • Michigan’s New Auto Insurance Law

    We at HBL Insurance Agency are committed to helping our customers navigate Michigan’s new no-fault law and we want to help our customers understand how their insurance coverage will be affected. The reformed Michigan no-fault law now offers drivers more choices, as well as changes to their auto insurance. While some of these changes will […]

    March 12, 2020

  • Spring Flood Season

    Forecasters anticipate a significantly elevated chance of flooding in the Upper Mississippi River and Red River of the North basins. While the Upper Mississippi River and Red River basins are at the highest risk for flooding this spring, the risk for flooding is elevated throughout Illinois, Indiana, Michigan, Minnesota, Ohio, and Wisconsin. Be ready for […]

    February 27, 2020

  • bird on electric line

    Why You Need Service Line Coverage

    Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about them when service is interrupted. And when that happens, you may be surprised by what your basic […]

    February 20, 2020

  • Artic Blast – We are here if you need us!

    An Artic Blast is Heading our Way. Addressing Cold Weather Plumbing Problems While we hope you never have to use them, here are some tips on addressing the plumbing problems you may experience: 1) Turn Off Water Supply – When you discover a frozen pipe in your home, turn off your home’s water supply using […]

    February 14, 2020

  • Vehicle-Animal Collisions

    Steering Clear of Wildlife America’s roads are full of cars — but often, they’re also full of wildlife. That’s why an estimated 2 million vehicle-animal collisions happen each year, according to the U.S. Department of Agriculture. Fall and winter constitute the most dangerous periods for these incidents. Visibility is reduced, thanks to the shorter days and […]

    February 13, 2020

  • NZDM Starion OEM first aid kit

    Stay Safe on (and off) the Road This Winter With These Items for Your Car

    You keep your home stocked with supplies to use in case of emergency. (Right?) What about your car? During winter, extreme weather and road conditions can lead to all kinds of trouble when you’re traveling — crashes, getting stuck, getting lost. And cold temperatures make those situations even more dangerous than usual. So keep a […]

    February 6, 2020