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Our Blog

  • Summer Energy Savings

    Beat the Heat — and Your Air Conditioning Bill — This Summer  Did you know that, according to the U.S. Department of Energy (DOE), Americans spend about $11 billion each year on air conditioning? That might not be such a surprise if you’re the one who writes the check for your household energy bill every month. Believe […]

    July 10, 2020

  • flooded wooden house

    What is water backup coverage and why is it important?

    Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially dangerous, it’s also expensive. On average, most water backup claims cost $5,000-$10,000 to repair. Water backup coverage is optional coverage […]

    July 8, 2020

  • Reopening Your Business Safely After a Temporary Closure

    Get back to business as usual with tips and recommendations from the experts. At HBL Insurance Agency, we know you’re ready to get back in business. And, we want to help you get there safely. To help you navigate the reopening of your business after a temporary closure, below are simple guidelines from safety experts […]

    June 18, 2020

  • Health Insurance

    A healthy body is a happy body, and there’s no better way to preserve your health and your family’s health than with a health insurance policy from HBL Insurance Agency. Let’s face it, medical treatments aren’t cheap. Without health insurance coverage you could end up paying off medical bills for the rest of your life. […]

    June 11, 2020

  • line of paint cans

    How to Update your Home — Without Spending Thousands

    It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference — and whether you’re handy or not, you can handle most of them yourself. Don’t believe it? Just check out our list of […]

    June 8, 2020

  • Heavy Rain? Be on the Lookout for Heavy Damage

    Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many areas of the country, and they help keep things green, even if they keep you […]

    June 4, 2020

  • Think Renter’s Insurance is Only for Your “Stuff”? Think Again!

    Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s coverage: protection for stuff, and nothing more. After all, it’s inexpensive and it doesn’t even cover the structure itself. So how important […]

    May 22, 2020

  • Hit the Road with the Right RV Coverage

    RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Let us help you select the right coverage for your RV needs and get a great price at the same time. Call us today at 248-539-3003 to get your free insurance quote. Michigan– Here are some things to consider when shopping […]

    May 15, 2020

  • Cyber Insurance

    What would you do if your company’s private information was released to the public? Or your data was destroyed? Let’s have a frank conversation about cyber insurance today.  

    May 7, 2020

  • teacher standing in front of a classroom

    7 Facts About Teachers That Might Surprise You

    “What really makes a teacher is love … for it is love that transforms the social duty of the educator into the higher consciousness of a mission.” Almost everyone has a story about a teacher who inspired them—the one who made learning fun, ignited a passion for a specific topic, or even pushed students hard […]

    May 4, 2020